Skip to main content

​
Overview

Rolla supports outbound USD payouts over the SWIFT network to recipients around the world. A SWIFT payout settles into the beneficiary’s bank account in USD, regardless of the bank’s local currency, using the beneficiary’s SWIFT/BIC and account number (or IBAN). This page answers the three most common questions we get about SWIFT coverage:
  1. Which countries can I send USD SWIFT payouts to?
  2. Do all countries require the same beneficiary details?
  3. Which countries require an IBAN?

​
Country coverage

There is no short allow-list — we can send USD SWIFT payouts to recipients in 185+ countries: effectively any country that is not under comprehensive sanctions and whose banks can receive USD via SWIFT. Rather than maintaining a whitelist, it’s easier to think in terms of the exclusions. We cannot send USD SWIFT payouts to comprehensively sanctioned jurisdictions, which currently include:
Excluded jurisdiction
Cuba
Iran
North Korea
Syria
Russia
Belarus
The Crimea, Donetsk, and Luhansk regions of Ukraine
Sanctions programs change over time, and individual payments can still be rejected by intermediary or beneficiary banks for their own compliance reasons. If you need confirmation for a specific corridor before going live, reach out to support@rolla.xyz and we’ll verify it for you.

​
Required beneficiary details

For the vast majority of corridors, USD SWIFT payouts require the same core set of fields. So yes — the standard requirements are consistent across countries:
FieldDescriptionRequired
SWIFT / BIC codeThe beneficiary bank’s SWIFT/BIC identifierAlways
Account number / IBANThe beneficiary’s account number, or IBAN in IBAN countriesAlways
Account nameThe beneficiary’s full name, exactly as registered with their bankAlways
Bank nameThe name of the beneficiary’s bankAlways
Bank addressThe bank’s address (street, city, country)Always
Beneficiary addressThe recipient’s address (street, city, country)Always

​
The one variation: IBAN vs. account number

The only substantive difference between corridors is how the account is identified:
  • In IBAN countries (see below), the account is identified by an IBAN, which encodes the bank and account in a single standardized string.
  • In all other countries, the account is identified by a local account number plus the SWIFT/BIC.

​
Occasional extra fields

A small number of corridors require an additional identifier on top of the core fields above. These are the exception, not the rule:
  • Intermediary / correspondent bank details, where the beneficiary bank routes USD through a correspondent (common in some African and Asian corridors).
  • A national clearing code (e.g. routing, sort, or bank/branch code) in countries that don’t use IBAN.
  • A beneficiary tax ID in a handful of jurisdictions (e.g. CPF/CNPJ in Brazil).
When in doubt, collect the six core fields plus the IBAN where applicable. That set clears the overwhelming majority of USD SWIFT payouts on the first attempt.

​
Countries that require an IBAN

An IBAN (International Bank Account Number) is mandatory for beneficiaries in the countries that participate in the official SWIFT IBAN Registry (ISO 13616). These are concentrated in Europe (the EU/EEA and UK), the Middle East, and parts of North Africa, the Caribbean, and Central Asia. For beneficiaries in these countries, supply the IBAN in place of (or alongside) a plain account number. For every other country, a local account number is used instead.
Albania · Andorra · Austria · Belarus · Belgium · Bosnia and Herzegovina · Bulgaria · Croatia · Cyprus · Czech Republic · Denmark · Estonia · Faroe Islands · Finland · France · Georgia · Germany · Gibraltar · Greece · Greenland · Hungary · Iceland · Ireland · Italy · Kosovo · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Moldova · Monaco · Montenegro · Netherlands · North Macedonia · Norway · Poland · Portugal · Romania · San Marino · Serbia · Slovakia · Slovenia · Spain · Sweden · Switzerland · Ukraine · United Kingdom · Vatican City
Bahrain · Iraq · Israel · Jordan · Kuwait · Lebanon · Oman · Palestine · Qatar · Saudi Arabia · Turkey · United Arab Emirates · Yemen
Burundi · Djibouti · Egypt · Libya · Mauritania · Mauritius · São Tomé and Príncipe · Seychelles · Somalia · Sudan · Tunisia
Brazil · British Virgin Islands · Costa Rica · Dominican Republic · El Salvador · Falkland Islands · Guatemala · Saint Lucia
Azerbaijan · Kazakhstan · Mongolia · Pakistan · Timor-Leste
The IBAN registry is maintained by SWIFT and is updated periodically as new countries adopt the standard (it currently lists roughly 90 countries). For the definitive, always-current list, consult the official IBAN.com registry. If a beneficiary’s bank provides an IBAN, always use it — even in countries where it is technically optional.

​
Sending a USD SWIFT payout

To send a USD SWIFT payout, create a beneficiary with the international_wire withdrawal method and the fields above, then withdraw from your USD wallet.
1

Create the beneficiary

Call Create Beneficiary with currency: "USD", withdrawal_method: "international_wire", the swift_code, the account_number (or iban), account_name, bank_name, bank_address, and beneficiary_address.
2

Withdraw from your USD wallet

Call Withdraw Funds with the beneficiary ID and the amount (in cents — 100 = $1.00).
3

Track the payout

Monitor status via Transactions or webhooks.
Create a USD SWIFT beneficiary
curl -X POST "https://api.rolla.xyz/api/v1/external/beneficiaries" \
  -H "X-API-Key: your_api_key_here" \
  -H "Content-Type: application/json" \
  -d '{
    "currency": "USD",
    "withdrawal_method": "international_wire",
    "account_name": "ACME GMBH",
    "iban": "DE89370400440532013000",
    "swift_code": "COBADEFFXXX",
    "bank_name": "Commerzbank AG",
    "bank_address": {
      "street": "Kaiserplatz",
      "city": "Frankfurt",
      "country": "DE"
    },
    "beneficiary_address": {
      "street": "Hauptstrasse 1",
      "city": "Berlin",
      "country": "DE"
    }
  }'

Need a corridor checked?

Contact our team to confirm coverage or required fields for a specific destination.